酷我-北美枫

[星子]

Please find below a very interesting email that you will all want to
read. Royal Bank of Canada received this communication about the
newest
scam. This is happening in southern Alberta right now and moving.
This
one is pretty slick since they provide YOU with all the information,
except
the one piece they want. Note, the callers do not ask for your card
number;
they already have it.
This information is worth reading. By understanding how the VISA &
MasterCard telephone Credit Card Scam works, you'll be better prepared
to
protect yourself. One of our employees was called on Wednesday from
"VISA",
and I was called on Thursday from"MasterCard".
The scam works like this:
Person calling says, "This is (name), and I'm calling from the Security
and
Fraud Department at VISA. My Badge number is 12460 , Your card has been
flagged for an unusual purchase pattern, and I'm calling to verify. This
would be on your VISA card which was issued by (name of bank). Did you
purchase an Anti-Telemarketing Device for $497.99 from a marketing
company
based in Arizona ?" When you say "No", the caller continues with, "Then
we
will be issuing a credit to your account. This is a company we have been
watching and the charges range from $297 to $497, just under the $500
purchase pattern that flags most cards. Before your next statement, the
credit will be sent to (gives you your address), is that correct?"
You say "yes".
The caller continues - "I will be starting a Fraud Investigation. If you
have any questions, you should call the 1- 800 number listed on the back
of
your card (1-800-VISA) and ask for Security. You will need to refer to
this
Control Number. The caller then gives you a 6 digit number. "Do you need
me
to read it again?"
Here's the IMPORTANT part on how the scam works:
The caller then says, "I need to verify you are in possession of your
card".
He'll ask you to "turn your card over and look for some numbers". There
are
7 numbers; the first 4 are part of your card number, the last 3 are the
Security Numbers that verify you are the possessor of the card.
These are the numbers you sometimes use to make Internet purchases to
prove
you have the card. The caller will ask you to read the last 3 number to
him.
After you tell the caller the 3 numbers, he'll say, "That is correct, I
just
needed to verify that the card has not been lost or stolen, and that you
still have your card. Do you have any other questions?"
After you say no, the caller then thanks you and states, "Don't hesitate
to
call back if you do", and hangs up. You actually say very little, and
they
never ask for or tell you the card number.
But after we were called on Wednesday, we called back. Within 20 minutes
to
ask a question. Are we glad we did! The REAL VISA Security Department
told
us it was a scam and in the last 15 minutes a new purchase of $497.99
was
charged to our card.
We made a real fraud report and closed the VISA account. VISA is
reissuing
us a new number. What the scammers want is the 3-digit PIN number on the
back of the card. Don't give it to them. Instead, tell them you'll call
VISA
or Master Card directly for verification of their conversation.
The real VISA told us that they will never ask for anything on the card
as
they already know the information since they issued the card! If you
give
the scammers your 3 Digit PIN Number, you think you're receiving a
credit.
However, by the time you get your statement you'll see charges for
purchases
you didn't make, and by then it's almost too late and/or more difficult
to
actually file a fraud report.
What makes this more remarkable is that on Thursday, I got a call from a
"Jason Richardson of MasterCard" with a Word-for-word repeat of the VISA
Scam. This time I didn't let him finish. I hung up! We filed a police
report, as instructed by VISA. The police said they are taking several
of
these reports daily! They also urged us to tell everybody we know that
this
scam is happening. I dealt with a similar situation this morning, with
the
caller telling me that $3,097 had been charged to my account for plane
tickets to Spain , and so on through the above routine.
It appears that this Is a very active scam, and evidently quite
successful.
Pass this on to all your family and friends


Linda Haig- Executive Assistant
RBC Investments, Trust Services
Royal Trust Corporation of Canada
301, 335 - 8th Avenue SW
Calgary , Alberta T2P 1C9 ; Transit #04184
Telephone: (403) 503-6070
Fax: (403) 299-4515
_________________

[[ANNA]]

Please find below a very interesting email that you will all want to
read. Royal Bank of Canada received this communication about the
newest
scam. This is happening in southern Alberta right now and moving.
This
one is pretty slick since they provide YOU with all the information,
except
the one piece they want. Note, the callers do not ask for your card
number;
they already have it.
This information is worth reading. By understanding how the VISA &
MasterCard telephone Credit Card Scam works, you'll be better prepared
to
protect yourself. One of our employees was called on Wednesday from
"VISA",
and I was called on Thursday from"MasterCard".
The scam works like this:
Person calling says, "This is (name), and I'm calling from the Security
and
Fraud Department at VISA. My Badge number is 12460 , Your card has been
flagged for an unusual purchase pattern, and I'm calling to verify. This
would be on your VISA card which was issued by (name of bank). Did you
purchase an Anti-Telemarketing Device for $497.99 from a marketing
company
based in Arizona ?" When you say "No", the caller continues with, "Then
we
will be issuing a credit to your account. This is a company we have been
watching and the charges range from $297 to $497, just under the $500
purchase pattern that flags most cards. Before your next statement, the
credit will be sent to (gives you your address), is that correct?"
You say "yes".
The caller continues - "I will be starting a Fraud Investigation. If you
have any questions, you should call the 1- 800 number listed on the back
of
your card (1-800-VISA) and ask for Security. You will need to refer to
this
Control Number. The caller then gives you a 6 digit number. "Do you need
me
to read it again?"
Here's the IMPORTANT part on how the scam works:
The caller then says, "I need to verify you are in possession of your
card".
He'll ask you to "turn your card over and look for some numbers". There
are
7 numbers; the first 4 are part of your card number, the last 3 are the
Security Numbers that verify you are the possessor of the card.
These are the numbers you sometimes use to make Internet purchases to
prove
you have the card. The caller will ask you to read the last 3 number to
him.
After you tell the caller the 3 numbers, he'll say, "That is correct, I
just
needed to verify that the card has not been lost or stolen, and that you
still have your card. Do you have any other questions?"
After you say no, the caller then thanks you and states, "Don't hesitate
to
call back if you do", and hangs up. You actually say very little, and
they
never ask for or tell you the card number.
But after we were called on Wednesday, we called back. Within 20 minutes
to
ask a question. Are we glad we did! The REAL VISA Security Department
told
us it was a scam and in the last 15 minutes a new purchase of $497.99
was
charged to our card.
We made a real fraud report and closed the VISA account. VISA is
reissuing
us a new number. What the scammers want is the 3-digit PIN number on the
back of the card. Don't give it to them. Instead, tell them you'll call
VISA
or Master Card directly for verification of their conversation.
The real VISA told us that they will never ask for anything on the card
as
they already know the information since they issued the card! If you
give
the scammers your 3 Digit PIN Number, you think you're receiving a
credit.
However, by the time you get your statement you'll see charges for
purchases
you didn't make, and by then it's almost too late and/or more difficult
to
actually file a fraud report.
What makes this more remarkable is that on Thursday, I got a call from a
"Jason Richardson of MasterCard" with a Word-for-word repeat of the VISA
Scam. This time I didn't let him finish. I hung up! We filed a police
report, as instructed by VISA. The police said they are taking several
of
these reports daily! They also urged us to tell everybody we know that
this
scam is happening. I dealt with a similar situation this morning, with
the
caller telling me that $3,097 had been charged to my account for plane
tickets to Spain , and so on through the above routine.
It appears that this Is a very active scam, and evidently quite
successful.
Pass this on to all your family and friends


Linda Haig- Executive Assistant
RBC Investments, Trust Services
Royal Trust Corporation of Canada
301, 335 - 8th Avenue SW
Calgary , Alberta T2P 1C9 ; Transit #04184
Telephone: (403) 503-6070
Fax: (403) 299-4515
_________________

[高岸]

thanks

[[我还没有昵称]]

thanks